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Converting your RRSP to a RRIF


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Picture of a middle aged couple.Have you turned 71 this year, or will you do so by the end of the year? If you have an RRSP, you have to convert it by December 31, 2020. For the vast majority of RRSP holders, converting to a registered retirement income fund (RRIF) will make the most sense.

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MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. For a detailed list of these companies, visit

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